PRIVACY POLICY
FACTS
What Does DMV Home Loan Experts Do With Your Personal Information?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security Number and mortgage rates and payments
- credit history and credit scores
- Income and account balances
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons DMV Home Loan Experts chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information. | Does DMV Home Loan Experts share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | Yes |
| For joint marketing with other financial companies | No | We Don’t Share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We Don’t Share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We Don’t Share |
| For our affiliates to market to you | No | We Don’t Share |
| For nonaffiliates to market to you | No | We Don’t Share |
TO LIMIT OUR SHARING
- Call 240-552-5363 or
- Visit us online: www.dmvhomeloanexperts.com
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.
When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
QUESTIONS?
Call 240-552-5363 or go to www.dmvhomeloanexperts.com
WHO ARE WE
| Who is providing this notice? | DMV Home Loan Experts |
WHAT WE DO
| How does DMV Home Loan Experts protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does DMV Home Loan Experts collect my personal information? | We collect your personal information, for example, when you – apply for financing or provide employment information – provide your mortgage information or provide account information – apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only – sharing for affiliates’ everyday business purposes – information about your creditworthiness – affiliates from using your information to market to you – sharing for non-affiliates to market to you State Laws and individual companies may give you additional rights to limit sharing. |
DEFINITIONS
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. – DMV Home Loan Experts has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. – DMV Home Loan Experts does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. – DMV Home Loan Experts doesn’t jointly market. |